Apply for the Cheston High-Yield Savings Account
Secure your financial future with Cheston Bank's premier High-Yield Savings Account. Start your application today to maximize your growth.
Product Highlights: Maximize Your Returns
The Cheston High-Yield Savings Account (HYSA) is designed for clients who demand superior returns without sacrificing liquidity or security. This account is the intelligent choice for wealth accumulation.
- Tiered APY Structure: Benefit from our best Annual Percentage Yield (APY), which is competitively reviewed to stay ahead of the market. Larger balances may qualify for premium tiers.
- Instant Liquidity: Access your funds anytime without penalty. Enjoy instant, seamless transfers to your linked Cheston checking accounts.
- True Zero Fees: We impose no monthly maintenance fees, no minimum balance penalties, and no incoming wire fees on this premium account.
- FDIC Protection: Your principal and earned interest are fully protected by FDIC insurance up to the maximum legal limits, ensuring peace of mind.
Application Requirements and Process
The secure application process takes less than five minutes. To avoid delays, please gather the necessary identification documents and financial information listed below.
What You Will Need:
- Identification: A valid U.S. Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN).
- Proof of Identity: A clear, unexpired government-issued photo ID (Driver's License, Passport, etc.).
- Contact Details: Your current residential address (P.O. boxes are not accepted) and a verified email address.
- Funding Source: Details for an external bank account to fund your initial deposit (Routing and Account Number).
The 3-Step Process:
- 1. Verification: Submit your personal details and upload required documentation.
- 2. Review & Acceptance: Digitally sign the High-Yield Savings Agreement and Terms of Service.
- 3. Funding: Initiate your opening deposit via ACH transfer or wire transfer. Your account will be active immediately upon successful funding.
Security and Support
All information transmitted during the application process is secured with 256-bit encryption. If you encounter any issues or have questions about the application criteria, please do not hesitate to contact our dedicated Client Support team.