Savings Accounts
Cheston Bank offers a range of savings products designed to help you grow your wealth responsibly and securely.
Cheston High-Yield Savings
Maximize your savings with competitive APY and flexible access.
- High interest rate
- No monthly fee with minimum balance
- FDIC insured up to $250,000
- Grow your savings faster
- Online & mobile access
- Automatic transfers available
Minimum Balance: $2,500 | Interest Rate: 4.25% APY | Monthly Fee: $0
Apply NowStandard Savings
A simple, secure savings account for everyday goals.
- Daily interest compounding
- Automatic deposits
- Easy account management
- Save for short-term goals
- Accessible online and via app
- Low minimum balance requirements
Minimum Balance: $100 | Interest Rate: 0.40% APY | Monthly Fee: $3 (waived with $100 minimum balance)
Apply NowYouth Savings
Encourage young savers to start early with no fees.
- No monthly fees
- FDIC insured
- Educational resources for children
- Build financial literacy
- Parental oversight
- Mobile banking for teens
Minimum Balance: $0 | Interest Rate: 1.00% APY | Monthly Fee: $0
Apply Now12-Month Certificate of Deposit (CD)
Lock in a guaranteed rate for 12 months with attractive APY.
- Fixed interest rate
- Minimum deposit $1,000
- Automatic renewal option
- Predictable growth
- Safe investment
- Penalty-free withdrawal options after 7 days
Minimum Balance: $1,000 | Interest Rate: 5.15% APY | Monthly Fee: $0
Apply Now24-Month Certificate of Deposit (CD)
Secure longer-term growth with a higher APY for 2 years.
- Fixed rate
- Automatic renewal
- Early withdrawal penalty applies
- Higher returns for longer-term savings
- FDIC insured
- Easy account management online
Minimum Balance: $2,500 | Interest Rate: 5.50% APY | Monthly Fee: $0
Apply Now