Current Banking Rates & Offers

Our Commitment to Value

Cheston Bank provides highly competitive rates across personal and commercial products. We focus on transparency and optimal returns for savings and favorable terms for lending.

Deposit Products (Savings & CDs)

Savings and Certificates of Deposit

ProductCurrent RateKey Details
Cheston Premier Checking0.05% APYNo minimum balance. Fee-free nationwide ATM access.
High-Yield Savings (Tier 1)4.25% APYFor balances of $25,000+.
Standard Savings0.40% APYDaily interest compounding.
12-Month Certificate of Deposit (CD)5.15% APYMinimum deposit $1,000. Promotional rate.

Residential Lending (Mortgages)

Home Loan Rates

ProductCurrent RateKey Details
30-Year Fixed-Rate Mortgage6.75% APRRequires 20% down payment. Best available rate.
15-Year Fixed-Rate Mortgage6.20% APRAccelerated equity build-up.
7/1 Adjustable-Rate Mortgage (ARM)5.45% APR (Intro)Fixed for 7 years, then adjusts annually.

Personal & Auto Loans

Personal and Vehicle Financing

ProductCurrent RateKey Details
Personal Loan9.99% - 15.99% APRDepending on credit score and term length (36-60 months).
Auto Loan (New)6.50% APRFor terms up to 72 months.
Home Equity Line of Credit (HELOC)Prime + 1.5%Variable rate. Introductory offers available.

Get Your Custom Rate Quote

APR and APY listed here are illustrative and subject to credit approval and market conditions. Connect with a dedicated advisor for personalized rates.

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